Experienced Desk Adjuster – Remote after training
Primary Purpose
Handles losses and claims valued up to $15,000 for property and casualty insurers through the thorough examination of documents, records, loss reports, and other relevant documentation. Efficiently manages a case load using technology for efficient claim processing.
Essential Functions and Responsibilities
Evaluates insurance policies, claims forms, policies, endorsements, carrier instructions, and other records to determine insurance coverage.
Conducts thorough investigations, gathers official reports as needed, consults police and hospital records and inspects physical damage or written estimates for damages based on a conducted inspection to determine extent of company's liability and varying methods of investigation, according to type of insurance.
Interviews, telephones, and/or corresponds with claimant and witnesses regarding claim.
Estimates cost of repair, replacement, or compensation.
Prepares report of findings and negotiates claim settlements by adhering to carrier instructions and obtaining necessary information. Issues settlement checks, files regulatory documents, and handles salvage and subrogation as applicable.
Recommends litigation by legal department when settlement cannot be negotiated.
Attends litigation hearings and participates in depositions as necessary.
Revises case reserves in assigned claims files to cover probable costs.
Maintains an expected caseload efficiently.
Utilizes technology and automation tools for efficient claim handling.
Sends claims exceeding $15,000 gross loss amount to leadership for authority approval.
Additional Functions and Responsibilities
Performs other duties as assigned.
Qualifications
Education & Licensing
Bachelor's degree from an accredited college or university preferred. Must obtain IIA‑AIC designation within 12 to 18 months in the role. Appropriate state adjuster license is required.
Experience
Three (3) year of related experience or equivalent combination of education and experience required. Prior experience handling property and casualty claims a plus but not required.
Skills & Knowledge
Empathetic claims handling demeanor
Strong communication, analytical, organizational, and interpersonal skills
PC literate, including Microsoft Office products
Analytical and interpretive skills
Negotiating skills
Ability to create and complete comprehensive, accurate and constructive written reports
Ability to work in a team environment
Ability to meet or exceed Performance Competencies
Work Environment
When applicable and appropriate, consideration will be given to reasonable accommodations.
Mental
Clear and conceptual thinking ability; excellent judgment, troubleshooting, problem solving, analysis, and discretion; ability to handle work‑related stress; ability to handle multiple priorities simultaneously; and ability to meet deadlines.
Physical
Computer keyboarding, travel as required.
Auditory/Visual
Hearing, vision and talking.
The statements contained in this document are intended to describe the general nature and level of work being performed by a colleague assigned to this description. They are not intended to constitute a comprehensive list of functions, duties, or local variances. Management retains the discretion to add or to change the duties of the position at any time.
As required by law, Sedgwick provides a reasonable range of compensation for roles that may be hired in jurisdictions requiring pay transparency in job postings. Actual compensation is influenced by a wide range of factors including but not limited to skill set, level of experience, and cost of specific location. For the jurisdiction noted in this job posting only, the range of starting pay for this role is $18-$32/hr. Always accepting applications.
Sedgwick is an Equal Opportunity Employer and a Drug‑Free Workplace.
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